First Ram Credit Insurance Brokers

First Ram is a well-established, independent and highly reputable insurance broker specialising in UK and export generated corporate credit risks.

Our experience across the commercial spectrum underlines a detailed understanding of the broad range of risks that business and specific corporate industries typically face; providing us with the foresight to put the right financial solutions in place.

First Ram is owned and managed by Stuart Firth and Ian Hirst, who together bring over 50 years' experience of working in the credit insurance industry.

• Track record for success, founded on trust and reputation for high quality advice and personal service
• Network of contacts with high street banks and other financial institutions
• Access to the whole of the credit insurance marketplace
• Financial products and solutions to meet specific requirements, e.g. invoice discounting, selective cover and excess of loss

OUR SERVICES

First Ram specialises in providing tailored and cost effective financial solutions for business which deliver payment insurance for goods and services, and protect against the risks and pitfalls of slow-paying customers and bad debt losses.

Analysing, managing and transferring credit risk is at the heart of what we do, but our services extend to much more than credit insurance, as First Ram provides solutions which help to unlock the bank support supply of finance.
Our expertise also extends to exporting and multinational businesses, which face additional risks due to currency volatility, global credit issues and political events, such as a moratorium on foreign exchange or war.

• Improve working capital and cash flow position
• Identify the right financial and credit management tools to enhance profitability and business growth
• Provide independent and up-to-date impartial business financial advice

WHY FIRST RAM?

First Ram can help improve cash flow and protect your business against the risk of bad debts caused by delayed payments or insolvency.

Our style of working reflects both an integrated and holistic approach. Steps involve taking an independent audit of credit management, which provides our experts with a thorough understanding about every aspect of the operation, environment and customer base.

• Independent health check/risk assessment of debtors
• Recommendations to improve control of risk and cash collection
• Vital financial intelligence to change lending perceptions of banks and underwriting attitudes
• Trade sector intelligence and insolvency data
• Provision of on-going monitoring and support consistent with the business needs

Trading Since

2006