Lowland Financial

Financial Advisers (Independent) in Galashiels

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1 Green Street

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Opening hours

Monday to Sunday: 9am - 5:30pm

Key Services

finance solutions, financial advice, financial advisers



Lowland is a privately owned firm based in Galashiels. We offer fee based financial advice to clients living in (or with connections to) the Scottish Borders, The Lothians and North Northumberland. The two very knowledgeable and focused Independent Financial Advisors, Graeme Mitchell and Jos Hastie have been with the company since it was established in 2000 and helped hundreds of people make informed choices, but with over 120 years financial services experience between all the staff, Lowland Financial in general is well placed to offer advice and information on most aspects of money management.

Our specialist area is retirement planning. If you are looking for reassurance that when the time comes - you will have access to a substantial enough cashflow to maintain current lifestyle - that's a large part of what we do. We start by bringing everything together in one place to illustrate what your retirement income might look like and then suggest ways to ideally improve your situation.

Whether you are:

planning to retire many years in the future,
approaching retirement and would like advice on pension options or a plan for income,
or are already retired and need support to ensure your financial plan stays on track, we can help!

About Us

Lowland Financial was established in December 2000 as a result of a management buy-out from long established firm of Insurance Brokers in the Scottish Borders - Lowland Insurance Brokers.

We have two advisers and five administration staff. Find out more about our team here.
We have an office in Galashiels but can arrange to meet clients in Kelso where we hold regular clinics in the office of a Chartered Accountant. Most of our clients have been referred to Lowland as a result of a personal introduction from either a professional adviser, friend or family member.


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We offer these payment methods

  • Cheque

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