• Card payment processing
• Merchant services
• PCI DSS advisory
• payment gateway
• chip & pin machine
• Virtual terminal
• mobile commerce
• mobile payments

Birmingham based card payments and card processing broker

Card payments consultancy and brokerage company.

We are offering a trusted and no nonsense approach with our customers. We have links into all the UK mainstream merchant banks and processors.

Whole of market solution
Unlike most other merchant account providers, We Tranxact Ltd offers a ‘whole of market' solution to its customers and this will save yourself a great deal of time and hassle.
You wont need to enquire with every and merchant account provider you can find on Google and you wont have to meet with countless people, discussing your merchant rates, your card turnover etc again and again.

We have recognised that many improvements should and can be made in card processing in the UK. Our experience and commercial arrangement with our partners guarantee our clients the best possible card processing packages in terms of cost, service, technology and compliance.

Your own consultant
Your We Tranxact Ltd consultant will be able to inform you about ways you can reduce your monthly payments – for example, providing information about providers who offer card processing rates that are suited to your businesses average transaction value, advise on any hidden fees, PCI fees and charges, minimum monthly service charges, authorisation fees and so on.
We can also help with your business cash flow by offering to settle your customer's money into your business bank account as quickly as same day as transaction. Another benefit of using our consultants is that we have a great understanding of different business types and which merchant account provider is most likely to take you on, as businesses will vary from one another and therefore so does the risk. This means you are less likely to be rejected for a merchant account.

Card machine rental from only £1.99 per week. No contract Options Available, Leave Whenever You Want!

Low Cost Credit & Debit Card Acceptance for Small Businesses

Affordable
Traditionally, accepting credit/debit cards has been expensive for small businesses- particularly where transaction volumes are low.

We have arrangements with the worlds leading merchant acquiring banks so that we can offer competitive rates, with no monthly fees. So if you don't have any card transactions too process in a particular month you wont incur any charges.

You can open a Lite User account for as low £0 with transaction fees from 1.99%.

Accept payments easily 
We offer a feature rich service, at an affordable price. With us you can accept payments using all of our payment channels, via a single online account. The only fee you pay is a small processing fee each time you process a payment.

Payment methods available

Online
By telephone using a virtual terminal
Chip & pin
Online payment
Invoice link
Email payment request
24/7 contact centre

Low cost Chip & Pin
Perfect for small businesses and start ups! With chip & pin you can take immediate payment from customers by card.
Choose from our pocket sized Bluetooth card readers or a standard chip & pin terminal with built in printer.

Incredible price, no lengthy contract and no PCI questionnaires!
Buy a card reader outright - from just £99.00
Order one of our low cost chip & pin terminals from just £1.99 per week. Countertop and GPRS models available.
No separate PCI charges or paperwork to complete

Secure
Transactions are authorised and authenticated using industry standard chip & pin - which means you can take card payments on the move, quickly and securely.
Easy
When you accept a payment using chip & pin, the transaction appears in your online We Tranxact portal - making it easy to reconcile all your card payments, whichever channel you use.
No Lengthy Contract
We Tranxact are doing things differently. We believe happy customers and loyal customers - so there's no lengthy contract. This  means, if you find a better deal elsewhere or no longer need our service, there's no exit fee's to pay.

Benefits of choosing Lite Users
Low rates Pay As You Go service
No minimum contract term
No monthly or minimum usage charges
Multi channel
No terminal required, but option to add one if required
Online reporting portal
Weekly settlement
Speedy setup - less than 48 hours
Easy online application form
UK contact centre (24/7 availability)

Grow with Lite Users
Card acceptance brings many benefits for small businesses and helps overcome the problem of lost, delayed and returned cheques. Card acceptance can also....
Help you keep up with competitors
Reduce your admin time
Help you win more work
Improve your cash flow
Makes you look more professional
Increase your security

Card Processing rates from only 0.25%

Due to our great banking relationships, we can offer our customers rates as low as 0.25% on debit card and 0.9% on credit card

Low and High Risk Merchant Accounts

Unlike most other merchant account providers, We Tranxact Ltd offers a ‘whole of market' solution to its customers and this will save yourself a great deal of time and hassle.
You wont need to enquire with every and merchant account provider you can find on Google and you wont have to meet with countless people, discussing your merchant rates, your card turnover etc again and again.

Flexible contracts
Here at We Tranxact Ltd, we have the option to offer our customers anything from no term contracts, 12 months and anything up to 4 year term contracts.
We want to offer our customers what is most suitable for their business needs as there is nothing worse than being tied into a lengthy four or five year contract and not happy with the provider

Your own consultant
Your We Tranxact Ltd consultant will be able to inform you about ways you can reduce your monthly payments – for example, providing information about providers who offer card processing rates that are suited to your businesses average transaction value, advise on any hidden fees, PCI fees and charges, minimum monthly service charges, authorisation fees and so on.
We can also help with your business cash flow by offering to settle your customer's money into your business bank account as quickly as same day as transaction. Another benefit of using our consultants is that we have a great understanding of different business types and which merchant account provider is most likely to take you on, as businesses will vary from one another and therefore so does the risk. This means you are less likely to be rejected for a merchant account