Category: Insurance Brokers
Many people buying a holiday / second home in the UK or in Europe are offered holiday home insurance cover by an insurer/broker, their foreign agent or notary. Of course it is too easy to say "Yes", but the cover offered may not be suitable due to the special insurance requirements needed for a holiday or second home.
The policy, which is underwritten at Lloyds, offers Buildings and Contents cover but is flexible so that owners do not end up paying for what they do not need - not every property has a swimming pool. Certain features are considered to be of vital importance, and therefore cover for loss of use, legal liability for domestic staff, public liability and accidental damage to domestic supplies are included as standard. A further helpful addition ensures that all local taxes on overseas properties are included within the premium.
If you would like us to provide a quotation for your existing holiday home or are in the process of buying, please telephone us on 01934 424 040 or complete the form on our website.
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